June 11th, 2014 at 11:30 am
0I drink fancy, schmanzy Tully's French Roast Coffee. I get it in little individual serving "K cups" that I brew in a Keurig coffee maker. These Kcups come in boxes of 18 that retail at $11.78 (with tax) where I get them. That works out to 65 cents per cup of coffee. But I do not pay a single penny for my coffee and have not for a couple of years. Here is how I manage that.
[b]First step: I use cashback cards.[/b] And I always make sure that I am taking advantage of each credit card's quarterly 5% cashback promotion.* My Discover cashback card has promotions like that. So I make sure to carry that card in my wallet and use it whenever I can get that 5% cashback leverage on purchases I am going to make anyway.
[b]Second step: I leverage my cashback redemptions.[/b]** For the Discover card, that means that I redeem my cashback Discover dollars for Bed Bath and Beyond gift cards instead of cash. Doing that gets me a $25 BBBY gift card for just 20 Discover cashback dollars.
[b]Third step: I wait for the BBBY discount coupons.[/b] These come regularly via emails and via postal mail flyers. And they are good for either $5 off a $15 purchase or 20% off a single item.
[b]Fourth step: I go get that free coffee.[/b] Here are the numbers from my most recent BBBY coffee raid. I gave the cashier two 18cup boxes to ring up at $11.49 each, for a total of $22.98. Then I gave her a $5 off store coupon, leaving a balance of $17.98. Add the 2.5% food sales tax, and the final total was $18.43. To pay, I handed the cashier a $25 BBBY gift card. And I walked out with my two 18cup boxes of Tully's French Roast Coffee and $6.57 credit still left on my BBBY gift card.
Doing the math, I leveraged 14.74 in Discover cashback dollars by almost 60% to get coffee worth $23.55 after tax. That is a nice win. And I got those Discover cashback dollars just for using that credit card on 5% cashback purchases I would have made anyway. That is a winwin. Free gourmet coffee every day. Winwinwin.
[i][u]The takeaway:[/u] Playing the Frugal Game my way*** will put a smile on your face every time.[/i]
[center]# # #[/center]
* Raking In Credit Card Cashback:
[url]http://retiredtowin.savingadvice.com/2014/03/11/rakingincreditcardcashback_107724/[/url]
** Leveraging Up CashBack Rewards:
[url]http://retiredtowin.savingadvice.com/2014/03/18/leveragingupcashbackrewards_107816/[/url]
*** Playing the Frugal Game is Fun!
[url]http://retiredtowin.savingadvice.com/2013/12/14/playingthefrugalgameisfun_106129/[/url] asdf123
I drink fancy, schmanzy Tully's French Roast Coffee. I get it in little individual serving "K cups" that I brew in a Keurig coffee maker. These Kcups come in boxes of 18 that retail at $11.78 (with tax) where I get them. That works out to 65 cents per cup of coffee. But I do not pay a single penny for my coffee and have not for a couple of years. Here is how I manage that.
First step: I use cashback cards. And I always make sure that I am taking advantage of each credit card's quarterly 5% cashback promotion.* My Discover cashback card has promotions like that. So I make sure to carry that card in my wallet and use it whenever I can get that 5% cashback leverage on purchases I am going to make anyway.
Second step: I leverage my cashback redemptions.** For the Discover card, that means that I redeem my cashback Discover dollars for Bed Bath and Beyond gift cards instead of cash. Doing that gets me a $25 BBBY gift card for just 20 Discover cashback dollars.
Third step: I wait for the BBBY discount coupons. These come regularly via emails and via postal mail flyers. And they are good for either $5 off a $15 purchase or 20% off a single item.
Fourth step: I go get that free coffee. Here are the numbers from my most recent BBBY coffee raid. I gave the cashier two 18cup boxes to ring up at $11.49 each, for a total of $22.98. Then I gave her a $5 off store coupon, leaving a balance of $17.98. Add the 2.5% food sales tax, and the final total was $18.43. To pay, I handed the cashier a $25 BBBY gift card. And I walked out with my two 18cup boxes of Tully's French Roast Coffee and $6.57 credit still left on my BBBY gift card.
Doing the math, I leveraged 14.74 in Discover cashback dollars by almost 60% to get coffee worth $23.55 after tax. That is a nice win. And I got those Discover cashback dollars just for using that credit card on 5% cashback purchases I would have made anyway. That is a winwin. Free gourmet coffee every day. Winwinwin.
The takeaway: Playing the Frugal Game my way*** will put a smile on your face every time.
# # #
* Raking In Credit Card Cashback:
Text is http://retiredtowin.savingadvice.com/2014/03/11/rakingincreditcardcashback_107724/ and Link is
http://retiredtowin.savingadvice.com/2014/03/11/rakingin...
** Leveraging Up CashBack Rewards:
Text is http://retiredtowin.savingadvice.com/2014/03/18/leveragingupcashbackrewards_107816/ and Link is
http://retiredtowin.savingadvice.com/2014/03/18/leveraging...
*** Playing the Frugal Game is Fun!
Text is http://retiredtowin.savingadvice.com/2013/12/14/playingthefrugalgameisfun_106129/ and Link is
http://retiredtowin.savingadvice.com/2013/12/14/playingth...
Posted in
The Frugal Game My Way

2 Comments »
June 11th, 2014 at 02:36 pm 1402497368
June 12th, 2014 at 12:31 am 1402533067
"Your coffee sounds delish!"
Yes, well, it is the only coffee I will drink straight black and enjoy it. I mean, I actually prefer this coffee black.