Last year, I had to choose between spending $350 for a new laptop computer or spending $113 to get both my desktop pc and my laptop back into service.* Of course, I went the frugal route** and regained the use of 2 computers for one third the cost of buying just one. Unfortunately, my Gateway laptop has now developed new problems that actually make replacing it the frugal way to go. Luckily, I have found a way to also keep using my old Gateway that makes the cost of my new laptop tax-deductible. Here is how.
My Gateway laptop's screen suddenly went black. It had been flickering slightly for a few days, but this was finally the end. One second I had a fine screen image and the next I had nothing. My local pc repair shop offers free diagnostics so I took my poor pc there. The tech confirmed that my screen was dead... priced out an installed replacement screen at $170... and showed me the keyboard command to shunt the laptop's image signal to an exterior monitor. And that would give me a frugal solution. But...
My laptop's operating system had become another problem. My Gateway's operating system is Windows XP. I knew Microsoft had stopped "supporting" Windows XP in April. But I did not realize what that meant until the tech explained it to me. No support means no more software updates automatically downloaded and installed when you shut your pc down. And no software updates means no software "patches" to combat new hacker threats. My XP system had become an open door for hackers to access my laptop anytime I went online. All my financial accounts and passwords were now at serious risk of breach.
Now repairing would cost more than buying new. I could have a "late model" Windows 7 operating system for $190 installed. I could replace my screen for $170 installed. And I would have to spend $70 to clear my Gateway of any and all viruses and malware it had picked up. That all added up to $430. Instead, I bought a brand new Asus Transformer Convertible Tablet/Laptop for $374 total. With more computing capability than my Gateway. Preloaded with Microsoft Office, which I did not have on my Gateway. And perfect for my under-development hiking blog side business.***
But my old Gateway will still help keep things frugal. I have a spare working monitor! So I just connected it to my Gateway using the keyboard command the tech showed me and my old laptop became usable again. I just will not use it for financial or other password-sensitive stuff. The Gateway is now my "fun" internet computer, dedicated to Retired-To-Win blogging and web surfing. Why bother doing that? Because it makes the purchase of the my new Asus laptop tax-deductible.
My new Asus is now my "business" computer. I will use it for portfolio stock management**** and for TrailWalkers Club*** work. This makes the $374 cost of the Asus a tax-deductible business expense. And therefore brings my true cost for the Asus down to under $300. (To be exact, $296 if I factor in the cashback reward.*****) Sweet!
The takeaway: There is more than one way to skin a cat. And more than one way to be frugal. When a piece of equipment stops working, don't just run out to buy a replacement. Always look first into repairing what you have.****** Then go with the frugal flow.
* A Frugal Tale of Two PCs:
http://retired-to-win.savingadvice.com/2014/01/11/a-frugal-t...
** How I Do Frugality Without Sacrifice:
http://retired-to-win.savingadvice.com/2014/04/12/how-i-do-f...
*** For Fun And (Maybe) Profit:
http://retired-to-win.savingadvice.com/2014/05/01/for-fun-an...
**** How I Stay On Top Of My Stocks:
http://retired-to-win.savingadvice.com/2014/04/09/how-i-stay...
***** Raking In Credit Card Cashback:
http://retired-to-win.savingadvice.com/2014/03/11/raking-in-...
****** Repair It or Replace It?:
http://retired-to-win.savingadvice.com/2014/03/31/repair-it-...